2 BHK Apartment in Surat

Recommendations before you take a mortgage credit.

Ronald, is afflicted, has just lost his house on a court auction. What happened? I simply did not pay to the Bank the monthly installments that I had to pay when I acquired a mortgage loan.

Obviously, nobody wants to be in Ronald's shoes. Here are ten recommendations so that this tragedy does not happen to you.

Plan your monthly budget: First, we must take into account that applying for a mortgage is a  long-term responsibility, it is important, therefore, to plan the family budget in order to measure our economic capacity, not only in The present but also in the future.

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One criterion, although not the only one, to determine the amount of your monthly quota is that of 100% of your monthly income, 30% goes to the quota.

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That is, you must calculate your monthly budget with the remaining 70%. If you manage to pay your family expenses with this percentage, you are ready for the second step.

3 BHK Apartment in Paschim Vihar Delhi: investing in property

INVESTING IN PROPERTY VERSUS MONEY DEPOSIT ON THE BANK (Part IV)

However, we must not forget that in addition to the profitability deduced; in the medium and long term, our property will be valued at 30% to 100% (depending on the type of property, location and years).

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You can also use the property to grant it on a mortgage and you can use the credit to buy another property, conduct a business or arrange it as you wish.

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The traditional formula for determining the amount of rent or rent to be charged is 1% of the price of the property that has been purchased.

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However, if there is an excessive supply, the real estate market may show figures ranging from 0.6% to 0.9% over the property price.

PG in Surat: includes accessories and services

FIRST CATEGORY - CASES OF LEASE, SUBARRENDATION AND ASSIGNMENT OF USE FOR FREE TITLE

Definition: First-class rents are considered as rents produced by the lease, sublease and assignment of goods, whether for a consideration or free of charge.

Assumptions: Article 23 of the Income Tax Law lists the assumptions that generate first-class income. These are:

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Lease that includes accessories and services: This assumption implies a lease that may include cable service, telephony, Internet, building maintenance, electricity or water service; Among the accessories we can find; Air conditioning, parking, among others.

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Example: A lease is celebrated whose rent includes internet service. The tax payable includes the rent including the service provided.

Apartment in Miyapur Hyderabad: ownership of the property

Co-ownership: It is a legal figure where ownership of the same good corresponds to more than one person as a whole.

In this case, the regulation of presumed income is not applicable when one of the co-owners is the one who exercises the possession or some of the attributes conferred by the ownership of the property in accordance with article 13 of the regulation of the income tax law.

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Tax rate: 20% of the income received is multiplied by 6.25%, or 5% of the monthly rent received by the Landlord.

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Method of payment: The monthly payment of the tax is made, in a simple way, through Pago Fácil, with the form Nº 1683 - Guide of lease - in the windows of branches and agencies of authorized banks.

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For this purpose, the taxpayer shall inform the banking entity of the following minimum data.

3 BHK Apartment for Rent in Amritsar without Brokerage

Payment opportunity: Taxpayers who have assigned free of charge or at a price not determined their property are not required to pay on account, and must declare and pay annually.

Presumption of the norm: That the property has been assigned free of charge or with a price below the market, which is applicable for both natural and legal persons. That the properties have been occupied by the entire taxable year unless otherwise proved.

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In the event that the property is delivered free of charge in less than 12 months, the presumed or fictitious income, as the case may be, shall be calculated in proportion to the number of months of the year for which the property was rented or leased.

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In the case of a free transfer when a person other than the owner owns the property, assuming that the assignment indicated is made for the total of the good being the taxpayer's burden to prove that the same has been partially realized in such case the rent Determined in proportion to the part transferred.

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Apartment on Ajmer Road Jaipur: whereby the lessee of a property

Sub-lease: Sub- lease is a contract whereby the lessee of a property leases a part of the property to a third party, in such a way that two different contracts coexist:

The one that the lessor has made with the lessee and the That the lessee has a third party; Figure that is regulated in article 1692 of the Civil Code.

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For tax purposes in the sublease, the Income Tax Law in article 22 indicates that the gross income is constituted by the difference between the conductive grant that is paid to the lessee and the one to be paid to the owner (lessor).

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Example: A person to whom a tenant leases a premises for the rent of S /. 200.00 nuevos soles, while the lessee, the landlord (owner) rents the premises to S /. 300.00 soles, gross income is constituted by the difference between the two amounts in this case S /. 100.00 soles.

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REPORT 088-2005-SUNAT, APRIL 29, 2005 . The individuals who sub-lease real estate and who obtain an income for it must be enrolled in the RUC; While employers of domestic workers, because of this condition are exempted from such registration.